Can I deposit an insurance check made out to the deceased before the estate is officially opened? nc

Can I deposit an insurance check made out to the deceased before the estate is officially opened? – North Carolina Short Answer Usually, no. In North Carolina, a bank will typically require a duly appointed personal representative (executor/administrator) and proof of that appointment (Letters Testamentary or Letters of Administration) before it will accept or negotiate…

What happens if an heir refuses to sign off on the final estate accounting and distribution paperwork? nc

What happens if an heir refuses to sign off on the final estate accounting and distribution paperwork? – North Carolina Short Answer In North Carolina, an heir’s refusal to sign a receipt, release, or “sign-off” does not automatically stop a personal representative from filing a final account and asking the Clerk of Superior Court to…

How can the estate sell a home when the heir who inherited it can’t consent, and what happens if that heir passes away before the property is sold? nc

How can the estate sell a home when the heir who inherited it can’t consent, and what happens if that heir passes away before the property is sold? – North Carolina Short Answer In North Carolina, an heir’s lack of consent does not always stop a sale. If the personal representative needs to sell the…

Can I challenge a life insurance beneficiary designation if the insurer says it was an oversight? nc

Can I challenge a life insurance beneficiary designation if the insurer says it was an oversight? – North Carolina Short Answer Sometimes, yes—but it depends on what “oversight” means and what the policy paperwork shows. In North Carolina, life insurance usually pays the person named on the beneficiary designation, even if a will says something…

What happens if the surviving spouse already transferred property or other assets into their name after the death? nc

What happens if the surviving spouse already transferred property or other assets into their name after the death? – North Carolina Short Answer In North Carolina, a surviving spouse cannot usually take estate property just by transferring it into their own name after a death. If the asset was supposed to pass through probate (for…

Do I need to do anything to notify creditors or handle my spouse’s credit report after they pass away? nc

Do I need to do anything to notify creditors or handle my spouse’s credit report after they pass away? – North Carolina Short Answer In North Carolina, creditor notice is usually handled through the estate process, but only if someone opens an estate (or uses an approved “notice without administration” procedure). If most property passes…

When the surviving spouse claims a vehicle as an allowance or exempt property, who has the right to the title and the income from that vehicle before the title is updated? nc

When the surviving spouse claims a vehicle as an allowance or exempt property, who has the right to the title and the income from that vehicle before the title is updated? – North Carolina Short Answer In North Carolina, once the Clerk of Superior Court awards a vehicle to the surviving spouse as part of…