Real Estate Q&A Series

What happens if the mobile home park requires proof of ownership before a title transfer is finished? – North Carolina

Short Answer

In North Carolina, a mobile home park can ask for reasonable proof that a buyer has the right to place and occupy a home on a rented lot, but a buyer usually cannot show final “ownership” until the North Carolina Division of Motor Vehicles (DMV) completes the title transfer. In practice, this creates a timing gap where the park may delay approving a new lot rental until it receives acceptable interim documents (such as a signed and notarized title assignment, bill of sale, and proof the DMV application has been submitted). If the park’s demand effectively blocks lawful occupancy or leads to eviction threats, the correct forum for possession disputes is court, not self-help.

Understanding the Problem

In North Carolina, a buyer can purchase a manufactured home located in a manufactured home community while the DMV title transfer paperwork is still being processed. The common decision point is whether the manufactured home community owner or manager can require “proof of ownership” before allowing the buyer to sign a lot lease, take over the space rent, or keep the home on the lot. The issue often turns on what counts as acceptable proof during the period between a signed title assignment and the DMV’s issuance of a new certificate of title.

Apply the Law

North Carolina generally treats a manufactured home as personal property titled through the DMV unless the title has been surrendered and cancelled so the home is treated as real property. A title transfer for a titled home typically requires a properly assigned title and an application and fees submitted to the DMV, and the DMV issues a new title after processing. Separately, disputes about removing a residential tenant from a dwelling unit (including a mobile home space) must follow the court eviction process rather than lockouts or other self-help removal.

Key Requirements

  • Clear chain of title documents: A manufactured home buyer generally needs paperwork showing the seller assigned the certificate of title correctly (typically notarized) and delivered the home to the buyer as part of the transfer process.
  • DMV processing window: Final proof of ownership is usually the new certificate of title issued by the DMV, which comes after the transfer application is submitted and processed.
  • Lawful possession procedures: If the park seeks possession of the lot or tries to force the home out, it must use the court process required for residential evictions in North Carolina rather than self-help.

What the Statutes Say

Analysis

Apply the Rule to the Facts: Because no specific facts are provided, the typical scenario is that a park asks for “proof of ownership” even though the buyer and seller have already signed the title and submitted (or are about to submit) the DMV transfer paperwork. Under North Carolina practice, the buyer may not yet have the new DMV title, but the buyer can often provide interim proof showing the seller assigned the title and delivered the home and that the DMV application is in progress. If the park refuses to accept any interim proof and tries to remove occupants or the home without court process, North Carolina law generally requires the park to proceed through the eviction process instead of self-help.

Process & Timing

  1. Who files: The buyer (for the title transfer paperwork). Where: North Carolina DMV (License & Theft Bureau/Plate Agency process, depending on transaction type). What: An application for transfer with the properly assigned certificate of title and required fees. When: As soon as the sale closes so there is less time where the buyer lacks the new DMV title.
  2. Interim proof to the park: While waiting on the DMV, the buyer typically provides (a) a copy of the assigned title (showing buyer as transferee), (b) a bill of sale, (c) proof of identity and insurance if required by park rules, and (d) confirmation that the DMV transfer submission has been made, if available. Park rules vary, but the practical goal is to show a legitimate right to occupy the lot and responsibility for rent.
  3. If a dispute escalates: If the park denies occupancy or claims the buyer is not an authorized tenant, the next formal step is usually a written notice and then (if unresolved) a court-filed summary ejectment case in district court. The court, not the park, decides possession, and removal must occur through the statutory process.

Exceptions & Pitfalls

  • Home treated as real property: If the manufactured home’s DMV title has been surrendered and cancelled because the home is treated as real property, “proof of ownership” may be a recorded instrument (and the process differs from a standard DMV title transfer).
  • Unreleased liens: If a lender’s lien is on the title, the transfer can stall until lien-release requirements are satisfied, and a park may reasonably question who can authorize occupancy.
  • Seller hands over incomplete paperwork: A title assigned “in blank,” missing notarization where required, or missing buyer information can delay the DMV transfer and can weaken the interim proof shown to a park.
  • Lockout threats: Cutting off access, utilities, or using other self-help tactics can create significant risk for the park because residential removal must follow the court process.

Conclusion

In North Carolina, final proof of ownership for a titled manufactured home is usually the new certificate of title issued by the DMV after the properly assigned title, transfer application, and fees are submitted. If a mobile home park demands proof of ownership before the DMV finishes, the practical fix is to provide interim documents that show a valid sale and that the DMV transfer is in process. If the park seeks possession of the lot or threatens removal, it must follow the court eviction process, including providing at least 60 days’ notice for a manufactured home space tenancy under many situations.

Talk to a Real Estate Attorney

If you’re dealing with a mobile home park demanding proof of ownership before the DMV title transfer is finished, our firm has experienced attorneys who can help explain options, documents to provide, and timelines. Call us today at (919) 341-7055.

Disclaimer: This article provides general information about North Carolina law based on the single question stated above. It is not legal advice for your specific situation and does not create an attorney-client relationship. Laws, procedures, and local practice can change and may vary by county. If you have a deadline, act promptly and speak with a licensed North Carolina attorney.